What is a Remortgage?
Topic : What is Remortgage : What is a Remortgage & Re Mortgage
A remortgage is changing your mortgage without moving your home. Remortgaging is the process of switching your mortgage to another lender that is offering a better deal than your current lender there......

Mortgage Prepayment Penalties - Just Say No
Topic : Mortgage Prepayment Penalty : Mortgage Pre Payment Penalty
One of the most common terms found in a new home loan is a prepayment penalty. This type of penalty says that if the borrower pays off the loan early, commonly during the first five years of the loan......

Dealing With Dual Real Estate Agents
Topic : Dual Real Estate Agent : Dual Real Estate Agents
Historically, real estate agents have represented the seller of a property. The seller, after all, is usually the one who pays their commission, and agents therefore have a fiduciary relationship wit......

Real Estate Auction Action - Buying A Home At Auction
Topic : Property Auction Advice : Property Auctions Advice
Due in part to the popularity of the U. S. Department of Housing and Urban Development (HUD)'s home auction program, more potential homebuyers than ever are buying homes at auction. Homes for auction......

Disaster Decision - Do You Need Insurance?
Topic : Flood Insurance Advice : Earthquake Insurance Advice
The expenses involved with owning a home can be overwhelming at times - routine maintenance, repairs, seasonal preparations, improvements. Not to mention taxes, fees, and all those monthly bills. Som......

At Home In Your Overseas Home
Topic : Buying Homes Abroad : Buying Home Abroad
Homeownership, in any form, is a big step for most people. In fact, it's often one of the biggest financial decisions of our lives. Despite that, sometimes a homeowner in one country will want to buy......

Importance of Mortgage Protection Insurance
Topic : Mortgage Life Insurance : Mortgage Life Insurance Cover
Your house is a big investment – probably one of the biggest you’re every likely to make. It is also the place that you and your loved ones call home; a shelter and haven from the outside world. That......

Top Mortgage Lending Institutions
Topic : Mortgage Lending Institutions : Mortgage Lender & Lenders
There are hundreds of sources for home loans online and right in your neighborhood. Banks, Credit Unions, Mortgage Bankers, Government Agencies and Private Sellers all offer different sources of fi......

Standards for Mortgage Lending
Topic : Secondary Mortgage Market : Secondary Mortgage Markets
The Secondary Mortgage Market is responsible for the setting many of the rules and common practices that determines who gets a home loan. The secondary market includes Fannie Mae (Federal National Mo......

How Much House Can You Afford?
Topic : Mortgage Loan Tips : Mortgage Advice & Mortgage Help
Your mortgage calculator says: probably a lot less than your mortgage banker says you can. Sometimes you can qualify for a loan but you should not accept it. Why? The monthly payments are more than y......

No Income Verification Home Equity Loan
Topic : Home Equity Loan : Home Equity Loans & About Home Equity Loans
A no income verification home equity loan is a second mortgage loan that does not require you to provide income documentation to qualify for the loan. This type of loan is great for homeowners who n......

The Real Estate Bubble Fallacy
Topic : Real Estate Cycle : Real Estate Cycles and Property Market Cycle
There has been a lot of talk lately about the "Real Estate Bubble", and a lot of folks are asking the question: "When it is going to burst"? They are saying that the market just can't sustain this l......

Student Home Purchase Plan
Topic : Repay Student Loan : Repaying Student Loans & Loan
Tuition costs are climbing, housing costs are climbing, it seems like all the costs for students are climbing these days. Students can afford cost increases less than any other demographic in Canada.......

Refinancing your home - How and why?
Topic : Refinancing My Home : Refinancing Your Home & Home Re Financing
Chances are you may need a little extra money to get some work done around the home or perhaps your current interest rate is 7.5% and the prime interest rate is 6.0% there is a benefit to restart the......

Home loan applications made easy
Topic : Mortgage Application Process : Mortgage Application Procedure
You have finally found the home of your dreams. You have searched all over and are ready to purchase it. Before you even make your offer you should seek out the financing first. In some cases, it is ......

Internet & Mortgage Calculations
Topic : Mortgage Repayment Calculation : Mortgage Calculations
“You’ve been approved!” The words you have always wanted to hear when you filled out the home loan application. It swirls through your mind the opportunities and memories you will cherish in your new......

The Power of a Home Equity Loan to Pay Down Debt
Topic : Eliminate Your Debt : Eliminating Debt & Eliminate Debt
Households across the country are finding themselves in a similar situation. They lack the financial funds to make the necessary changes to their home and need to find a way to fund upgrades and elim......

Bad Credit? Qualify Yourself For A Zero Down Mortgage Loan
Topic : Zero Down Mortgage : 0 Down Mortgage & Mortgage Loan
I decided to write this article today after closing a home purchase loan for a couple that had some major credit issues. They got into the house with ZERO down payment, and only had to bring $600 fo......

Applying for a Home Loan
Topic : Home Loan Application : Home Loans Application & Apply Home Loan
Applying for a home loan may not be the most exciting way to spend your time, but if you are like many potential homeowners, it is probably a necessary evil. If you have some knowledge of the process......

Mortgage Preparation Made Simple
Topic : Mortgage Preparation : Mortgage Advice & Mortgage Advise
Buying a home is probably the single largest investment most people make in a lifetime. By preparing yourself and your credit before a home purchase or refinance, you can ensure a smooth finance proc......

How to Sell Your House by Lease Options
Topic : Home Lease Options : Lease Option & Lease Options
Many people buy a house then have to move within a few years, due to divorce, relocation or financial difficulties. Without any equity though, it can be nearly impossible to find buyers and you still......

How To Find Affordable Senior Housing
Topic : Low Income Housing : Low Income Homes & Section 202 Housing
A few years ago Miranda M. became a widow. After a short time her grandson (her only available relative) persuaded her to move across several states to be closer to him. He located a nice retiremen......

Real Estate: Financial Considerations $$$
Topic : Raw Land Financing : Vacant Land Financing & Raw Land Loans
Raw land as opposed to improved property is much more difficult to finance through traditional lenders. The main reasons are that it generates very little income, development costs can be expensive, ......

Choosing The Right Mortgage For You
Topic : Choosing a Mortgage : Choose a Mortgage and Choosing Mortgages
This article will help you understand the differences between a variety of mortgage options. There are many different mortgage products offered by the various lending institutions in Canada, so you m......

Should You Buy a House or a Condo?
Topic : House or Condo : Condo or House & Buy a Condo or House
A big debate these days is whether or not to buy a house, or buy a condo. Most of this debate comes from a lack of understanding about condos, and what they are. Hopefully, the following information ......